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Making ¢Ents For Life

Forward Together Youth Program

The Forward Together Youth Financial Coaching Program is a matched savings account program for high school juniors and seniors. Students who complete the program will be matched $3 dollars for every $1 dollar saved, up to $750, a combined total of $1,000 in savings. Over the course of the program, these students learn about asset accumulation, banking relationships, credit and debt issues, investing, identity theft, insurance basics, practicing fiscal self-discipline and using sound budgeting practices.

Program Overview

The Forward Together Youth Financial Coaching Program provides local youth from low-income families, who have traditionally lacked access to viable career opportunities, with an education that could make college attendance or vocational training possible. Forward Together Youth lays the groundwork for a financially responsible lifestyle. One of the program highlights is the opportunity for students to save at least $250 ($50/month for 5 months) for college with an incentive match of 3-to-1 for up to $1,000 from VCCDC, upon successful completion of the program.* Participants use their savings and matching funds toward continuing their education and/or vocational training.

The program has been an undeniable success, with 95% of the participants meeting the following effectiveness measures established by VCCDC Financial Coaching:

  • Retention – students who remained in the program for a minimum of 5 months
  • Contribution – students who contributed a minimum of $25/month while in the program
  • Participation – completion of the financial and savings club meeting
  • Asset Building – students’ families who pursued homeownership

VCCDC Financial Coaching is currently looking to expand this program by continuing to raise funds and working with local high schools and VCCDC Youth Council to promote this opportunity.

*To receive the matching funds, students have to maintain a grade point average of 2.0 or higher and complete the entire Forward Together Youth Financial Coaching Program, which included a 50-hour internship/job-shadowing assignment and/or 50 hours of community service, in addition to depositing a minimum of $50 per month into a Citibank account and attending field trips and educational sessions, such as Forward Together Youth Financial Coaching Program student meetings.

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El Pescador Gift Certificate Rules & Limits
Rules

  •  Valid for 2 Mexican dinners (@ $10.00 each)
  •  Total amount for certificate is $20.00
  •  May be used for food and drinks
  •  Cannot be combined with any other offer (cannot be used with any other discounting offer, e.g. 15% cards)
    •  Why? The certificates are either FREE or have been given as a $10 donation by El Pescador. El Pescador has donated $10 of our own money to the foundation.
  •  No credit issued for unused amount

Limits

  •  Only ONE certificate can be used for a bill or tab of $50.00 or less
  •  Only TWO certificates can be used for a bill or tab of more than $50.00
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