The Ventura County Community Development Corporation (VCCDC) is a private, non-profit community economic development group. We firmly believe that providing families of modest means with home ownership will guide these families into the economic mainstream and a more stable, sustainable lifestyle.
Since our creation in 2001, we have assisted very-low, low- and moderate-income families to buy affordable homes in Ventura and Santa Barbara County. We supply the education and coaching necessary to provide our clients with a clear pathway for financial stability and acquiring long-term assets. When homeownership is still not a possibility, we help these families find affordable rental units.
To alleviate the problems faced by these very-low-, low- and moderate-income families when they attempt to purchase a home, we also lend amortized and deferred subordinate loans to those families. This lending capital is acquired from supporting financial institutions, intermediaries, foundations, municipalities, California’s government and the federal government.
All of these components are what make VCCDC a one-stop resource—we provide a variety of assistance throughout the home-buying process. From our education services, including workshops and counseling, to our lending and realty support, including down payment assistance and consulting for first-time buyers, we ensure that you are supported from start to finish. Clients are not obligated to use all of our resources, but we make sure they are all available. VCCDC is made up of people with a deep, personal desire to make the world a better place to live. We surround ourselves with people willing and ready to take on this challenge, and we do so successfully.
We are here to help you find a new way home. To really understand the scope of VCCDC and who we are, read about our Mission and our History. We work under clear principles and are honored to work alongside such supportive, nurturing organizations.