Our Mission & Vision

VCCDC’s Mission: To strengthen and sustain vibrant communities by empowering individuals and families to build wealth through education and homeownership with a primary focus on serving low- to moderate-income clients.

VCCDC’s Vision: To be regarded as the leader and trusted source in providing home ownership services for our community, where individuals and families are empowered to reach their highest potential, while placing our client’s best interest at the core of everything we do

At VCCDC, we believe that a home is more than a place to live. It is the cornerstone of any individual and family’s economic, environmental and social well being. We operate under specific guiding principles, including:

  • Passion
  • Accountability
  • Sustainability
  • Consistency
  • Client focus
  • Effective practice
  • Fairness and equity

Our associate organizations are equally committed to helping Ventura and Santa Barbara County residents achieve homeownership and gain control over their financial futures.

VCCDC strives to help individuals, families, and businesses achieve their goal of self-sufficiency. We are a safe-haven for those seeking information and resources to come learn about their options regarding home ownership and financial stability. As a neutral, trusted source, we are here to offer guidance to people seeking to make some of the largest and most important purchases of their lives, and show them a new way home.