VCCDC’s Homeownership Center offers financial literary courses for youth and adults that are available to clients on a stand-alone basis who wish to take advantage of these services. These are a mandatory component for those participating in the Homeownership Individual Development Account (HIDA) program or the Youth Individual Development Account (YIDA) program.
The first step for those interested in attending any of our courses is to register and commit to attending four sessions (approximately 90 minutes each) to complete the course. For each session, the instructor provides an overview of the daily objectives and promotes active discussion amongst the participants. In addition, participants are encouraged to involve their entire family in creating a budget plan and establishing both short- and long-term goals relating to the household budget and finances.
During the first session, all participants in the financial literacy course are required to take a pre-test at the start of the course and a post-test at the end of the course. The test consists of 14 core questions regarding their financial knowledge, financial management behaviors and confidence about managing finances.
The goal of the course is to increase participants’ knowledge and confidence in making informed financial decisions for themselves, their families and their communities. We highly encourage all individuals to also take advantage of the one-on-one counseling service, which provides clients with the opportunity to review their credit, discuss budgeting and money management strategies, and set up an action plan to achieve their financial goals.
To register for a course or learn more, contact (805) 273-7800.