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  • Helping local families find new ways to affordable housing
  • Get Started with VCCDC's Homebuyer Education Course
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  • Get up to $35,000 in down payment assistance!
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  • Experienced, Trusted, and Committed Realtors
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Our Services

Since 2001, Ventura County Community Development Corporation (VCCDC) has worked to fulfill its mission of empowering families through homeownership and education. We firmly believe that an informed homebuyer will be a successful homeowner for the long-term. VCCDC prides itself in providing the necessary services and unbiased information to assist families in making educated decisions regarding homeownership. What we offer: 

  • PREPARE TO BUY A HOME

    VCCDC’s Education & Coaching – The process of buying a home can be complex. The good news is you don't have to do it alone. With VCCDC's HUD-approved Homebuyer Education and Coaching services you will have a certified and experienced Homeownership Specialist on your side to guide you through the homebuying process.

  • FINANCE A HOME

    VCCDC Lending - Our knowledgeable and professional Lending team offers homeownership opportunities to families who are looking for a home loan, down payment assistance or would simply like an honest assessment of their current home purchasing power in a no-pressure, questions-welcome setting. At VCCDC, you are not a number. We make it our goal to get you and your family the best loan possible by working with different mortgage brokers as well as providing direct mortgages, allowing us to get you competitive rates. 

     

  • FIND A HOME

    VCCDC’s Realty – Ventura County’s only Not-for-Profit Real Estate Brokerage! When you buy or sell a home with VCCDC’s Realty, you will be working with an experienced team ready to serve you and provide you with insightful information about the current housing market. Plus when you work with our REALTORS, a percentage of earned commissions goes straight to helping our community through VCCDC’s Changing Lives Through Homeownership Program, designed to empower individuals through education and coaching services.

 

CONTACT US READ MORE

VCCDC is here to help you find a new way home.

Buying a home will be one of your life's biggest purchases. Don't go at it alone. At VCCDC we offer a variety of services and programs that will help you navigate the often complex homebuying process with confidence. From our HUD-approved Homebuyer Workshop and Coaching, to our Mortgage Lending and Realty services, we ensure that you are supported from start to finish. But VCCDC's services don't stop once you purchase your home. We work to keep you informed on the latest homeowner topics through our Post Purchase Education & Counseling services. Our one-stop services will ensure you become a successful homebuyer and continue to be a successful homeowner for years to come.

Changing Lives through Homeownership

VCCDC has proudly assisted thousands of families achieve the dream of homeownership along with the knowledge and skills needed to pursue greater financial well-being. 

7,306

Individuals Educated & Counseled

1,036

Homebuyers Created

$8.4M

Provided In Down Payment Assistance 

1,751

Homes Preserved

Get in touch. Our team is standing by.


About Us

VCCDC was established as in 2001 as a 501 (c)(3) non-profit organization providing homeownership opportunities to the communities of Ventura and Santa Barbra Counties. VCCDC is a HUD-approved counseling agency, a Certified Development Financial Instutition (CDF), and a mortgage broker licensed with the California Bureau of Real Estate #01521885; NMLS #347041. www.nmlsconsumeraccess.org

 

Hours of Operation

Monday – Friday
9:00am - 6:00pm

Telephone: (805) 273-7800
Fax: (805) 604-1359

Email: [email protected]

News & Publications
Home is not a place, it's a feeling...
VCCDC Ventura
/ Categories: News, Testimonies

Home is not a place, it's a feeling...

Shapiro Family (City of TO)For Aimee Shapiro her new home is more than just a place it's the feeling of freedom, independence and peace. Homeownership wasn't something that Aimee, a single mother of two boys, thought she would ever achieve. After her divorce she moved in with her parents to make ends meet and did not have homeownership on her mind. One day when walking around her neighborhood she noticed an open house sign and decided to check it out. There she met VCCDC Realtor, Tanya Reyes, who told her about VCCDC's programs and services. After hearing about the opportunity to purchase this home, Aimee felt like it was worth a shot, "it seemed like the right time to do this for me and my sons. The pieces were falling into place and the time was right." After attending an orientation and going through the application process Aimee was selected to be a homebuyer for one of the 2 affordable properties up for sale by the City of Thousand Oaks. With the help of the VCCDC’s lending team Aimee was able to obtain VCCDC's WISH and CalHome down payment assistance programs to help her with the purchase of her home. "The down payment assistance was critical in helping me buy my home. I wouldn’t have been able to buy without it. VCCDC made it work so that my payment could be affordable.”

 Although VCCDC’s down payment assistance was an important piece of the puzzle the partnership between VCCDC and the City of Thousand Oaks wasShapiro Family (City of TO) with Tanya just as critical in making Aimee’s dream of homeownership a reality. “This was an opportunity of a lifetime for the homebuyers involved. It takes the willingness from partners like the City of Thousand Oaks to make homeownership possible for families like Ms. Shapiro’s. This project further reinforced the need for affordable housing and partnerships with municipalities like the City of Thousand Oaks“ says Alex Vega, Director of Lending Services for VCCDC.

Aimee loves having her own space for herself and her sons. Her favorite place is her office, which she calls her "calm zone", where she can have time for herself and catch up on work when needed. And the icing on the cake? She gets to live right across from her parents making this new stage in her life even sweeter!  "Working with VCCDC was wonderful. Whenever there was a bump along the way Alex and Clara were so encouraging. Tanya was phenomenal. I felt like I had a lot of cheerleaders rooting me on to make this happen."

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