Down Payment Assistance

VCCDC Lending can provide opportunities for you to access up to $30,000, and we want to do exactly that. We have long-standing and strong relationships with our bank partners that give us the ability to provide a variety of home loans to families and individuals seeking homeownership.

In addition to our first lending mortgage, VCCDC Lending offers several down payment assistance programs and loans. Click on the following links to learn more or call/email us at 805-273-7800 / [email protected]

CalHome Program 


WISH Program

Minimum Down Payment Assistance Requirements

To take advantage of the above VCCDC-related down payment assistance programs, you must meet each of the following requirements:

  • First-time homebuyer
  • Meet income requirements
  • Comply with down payment requirements
  • Down payment of own seasoned funds (amount needed depends on program)
  • Complete a HUD-approved Homebuyer Education Workshop

Other criteria and restrictions may apply, please contact us for details.


Other Down Payment Assistance Programs

Down payment assistance programs are available for moderate income buyers! Please call us for more information 805-273-7800.

Hispanic Family 3