Before coming to VCCDC Chris was not very sure if he was mortgage ready but he decided he would make an appointment with VCCDC REALTOR, Josie Lopez, anyways. He’s glad he took that first step! With Josie’s help and guidance he decided that the best next step to take would be to meet with Gabriela “Gaby” Munoz in the counseling & education department to find out where exactly he stood with his credit. After thoroughly reviewing his credit, savings, and income (all the areas which lenders focus on when qualifying a potential homeowner) with Gaby he learned he is mortgage READY! He has no issues with his credit, his income is solid and his savings are growing. Chris has begun his homeownership journey with a great support system in Josie and Gaby. He is looking forward to holding the keys to his very own home very soon!