• Helping local families find new ways to affordable housing
  • Get Started with VCCDC's Homebuyer Education Course
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  • Get up to $35,000 in down payment assistance!
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  • Experienced, Trusted, and Committed Realtors
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Our Services

Since 2001, Ventura County Community Development Corporation (VCCDC) has worked to fulfill its mission of empowering families through homeownership and education. We firmly believe that an informed homebuyer will be a successful homeowner for the long-term. VCCDC prides itself in providing the necessary services and unbiased information to assist families in making educated decisions regarding homeownership. What we offer: 


    VCCDC’s Education & Coaching – The process of buying a home can be complex. The good news is you don't have to do it alone. With VCCDC's HUD-approved Homebuyer Education and Coaching services you will have a certified and experienced Homeownership Specialist on your side to guide you through the homebuying process.


    VCCDC Lending - Our knowledgeable and professional Lending team offers homeownership opportunities to families who are looking for a home loan, down payment assistance or would simply like an honest assessment of their current home purchasing power in a no-pressure, questions-welcome setting. At VCCDC, you are not a number. We make it our goal to get you and your family the best loan possible by working with different mortgage brokers as well as providing direct mortgages, allowing us to get you competitive rates. 



    VCCDC’s Realty – Ventura County’s only Not-for-Profit Real Estate Brokerage! When you buy or sell a home with VCCDC’s Realty, you will be working with an experienced team ready to serve you and provide you with insightful information about the current housing market. Plus when you work with our REALTORS, a percentage of earned commissions goes straight to helping our community through VCCDC’s Changing Lives Through Homeownership Program, designed to empower individuals through education and coaching services.



VCCDC is here to help you find a new way home.

Buying a home will be one of your life's biggest purchases. Don't go at it alone. At VCCDC we offer a variety of services and programs that will help you navigate the often complex homebuying process with confidence. From our HUD-approved Homebuyer Workshop and Coaching, to our Mortgage Lending and Realty services, we ensure that you are supported from start to finish. But VCCDC's services don't stop once you purchase your home. We work to keep you informed on the latest homeowner topics through our Post Purchase Education & Counseling services. Our one-stop services will ensure you become a successful homebuyer and continue to be a successful homeowner for years to come.

Changing Lives through Homeownership

VCCDC has proudly assisted thousands of families achieve the dream of homeownership along with the knowledge and skills needed to pursue greater financial well-being. 


Individuals Educated & Counseled


Homebuyers Created


Provided In Down Payment Assistance 


Homes Preserved

Get in touch. Our team is standing by.

About Us

VCCDC was established as in 2001 as a 501 (c)(3) non-profit organization providing homeownership opportunities to the communities of Ventura and Santa Barbra Counties. VCCDC is a HUD-approved counseling agency, a Certified Development Financial Instutition (CDF), and a mortgage broker licensed with the California Bureau of Real Estate #01521885; NMLS #347041. www.nmlsconsumeraccess.org


Hours of Operation

Monday – Friday
9:00am - 6:00pm

Telephone: (805) 273-7800
Fax: (805) 604-1359

Email: [email protected]

News & Publications
VCCDC Ventura
/ Categories: News, Publications

VCCDC Receives $35,000 from Wells Fargo to Help Women in Ventura County Achieve Homeownership & Financial Stability


            Ventura County, CA – The Ventura County Community Development Corporation (VCCDC) was recently awarded a $35,000 grant by Wells Fargo to support its Mi Casa Mi Hogar (My House My Home) Program which is designed to assist a highly vulnerable population - women who are the primary wage earners for their families. Alhough the primary target population is women, any resident interested in increasing his/her financial capability will be welcomed into the program.  By the end of the program year participants will demonstrate increased financial capability and financial health evidenced by a participant's established Financial Wellness Plan which will lead to improvements in credit scores, increased or established savings, and/or reduced debt. “At the heart of our work is to help families gain control over their finances and achieve financial security, especially those who are underserved and have limited information or resources. Throughout its 15-year history, VCCDC has become a leader in the region, growing in response to community need and market opportunities, and providing high quality services aligned with best practices in the industry. However, it is only in partnership with our supporters like Wells Fargo that VCCDC has been able to accomplish its mission” says VCCDC Executive Director, Bertha Garcia. With the support of Wells Fargo over the past 15 years, VCCDC has been able to provide homeownership education and counseling services to over 9,000 local families. In addition to financial support, VCCDC is grateful to have Gabriella Mello, Vice President of Wells Fargo’s Government and Community Relations Group, as part of the Advisory Board.  Her knowledge and expertise in the community development field and Community Reinvestment Act (CRA) field are an asset to VCCDC.
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