CalHFA's California Dream for All is now live! This homebuyer assistance program is a shared appreciation down payment assistance program that provides 20% down payment assistance, in the form of a silent second loan, to qualified first time buyers. . Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home. Join us to learn if this program can help you achieve your goal of homeownership!