Coaching for Homebuyers
Alongside our Homebuyer Education Workshop, we offer free one-on-one coaching with our HUD-Certified Homeownership Specialists. Together, you will review how to get you to the point of homebuying readiness by reviewing your finances and creating a step-by step plan that will help you become mortgage ready. If you have asked yourself these questions, Coaching for Homebuyers might be right for you:
Is this the right time for you to buy a house?
What steps can I take to improve my credit?
What changes should I make to my household budget in order to save for a down payment?
How can I make a plan to help with paying down my debt?
Are there down payment assistance programs or loan products that can help me?
What are the next steps?
Those next steps vary for every client—some may need to resolve credit issues, save money for a down payment or receive ongoing budget counseling. Whatever the need may be, our HUD-Certified Homeownership Specialists are equipped to provide you with the knowledge and tools to help you succeed. Our HUD-approved coaching sessions will help you put together your unique puzzle to successful home buying.
ready to schedule an appointment?:
Hear what the Hernandez family had to say about our Coaching for Homebuyers service
Homebuyer Education Workshop - Virtual and In-Person Sessions
you may be wondering “WHAT IS homebuyer Education?”
A homebuyer education course is a class you can take to better understand what’s involved in buying a home. Our HUD-approved course will explain the homebuying process, how to prepare yourself to be approved for a mortgage loan, the advantages and disadvantages of homeownership, mortgage and realty terms and more. Taking a homebuyer education course led by a HUD-Certified Homeownership Specialist has huge financial and practical benefits. Research shows that first-time homebuyers are 15 to 30 percent less likely to face default or foreclosure if they complete a homebuyer course and one-on-one coaching. Knowledge is power! Join us for our next Homebuyer Workshop and learn:
“Buying a home is a scary process when you don’t know the steps needed to get started. This workshop put me at ease and gave me confidence that this goal is obtainable with the correct knowledge and guidance.”
Steps to buying your own home
How credit scoring works
How to create a realistic budget
Where to find down payment assistance
How to work with a REALTOR®
Why you need a home inspection
Why home insurance is important
And more!
This up-to-date, easy to understand information, offered directly by experts in the homebuying industry, is offered in a welcoming setting, no-pressure, no sales!
After successfully completing the course you will be eligible to request a HUD-Approved Certificate which can help you access thousands of dollars in down payment assistance and/or First-Time Homebuyer loans.
Melissa - Homebuyer Workshop Graduate
Can’t attend our live virtual Homebuyer Workshop?
VCCDC has partnered with eHome America to provide you with access to a homebuyer course that is available online 24/7, 365 days a year. A fee of $99/household applies. Please note in order to obtain a HUD-approved certificate you will need to complete a follow up counseling session after completing the eHome Course. If you attend one of our live classes this requirement is not necessary.