Advancing Communities Financial Empowerment Program

Are you ready to take charge of your financial future?

With VCCDC’s Advancing Communities Program, you can access a low-interest personal loan of up to $2,500 and gain essential financial management skills! Plus when you make your payments on time and you complete the required classes and financial coaching, interest paid, will be refunded at the end of the loan term!

Our program, made possible with funding from the Federal Home Loan Bank of San Francisco, includes free personalized coaching and workshops designed to elevate your financial knowledge and confidence. If you live in Ventura or Santa Barbara County and you would like to join a community of like-minded individuals, learn from experts, and unlock the tools you need to create a brighter financial future - apply starting November 1st at 9:00am.

Funding is limited. This program will be a first come, first serve application basis.

Please view our orientation below for more details and access the program flyer below. VCCDC will not accept submissions of this application until November 1st at 9:00am. Any applications submitted before then will not be reviewed. You can begin your application now by clicking on the “Online Program Orientation” button below and the system will allow you to save your progress and return to it later by clicking on the "Save for Later" button. If you prefer a PDF copy of the program application please email ContactUs@vccdc.org or click here to download. You can pick up a paper copy at our office located at 2231 Sturgis Road, Suite A, Oxnard, CA 93030 (Monday - Friday, 9am - 6pm, closed for lunch from 12:30pm - 1:30pm).

Applications will only be accepted online or at our office located at 2231 Sturgis Road, Suite A, Oxnard, CA 93030 (Monday - Friday, 9am - 6pm, closed for lunch from 12:30pm - 1:30pm).