
Since 2001, we have helped thousands of low- to moderate-income families achieve their dream of homeownership.
Our Commitment to the Highest Standards:
We’ve got the perfect first step.
Our FREE Homebuyer Workshop can help you navigate the real estate market with confidence.
NO prior knowledge or home ownership necessary
Learn the steps to buying a home from industry experts - no sales or pressure
How credit scoring works
How to shop for a mortgage
How to work with a realtor
Home inspections and insurance
Learn all about down payment assistance programs and first-time homebuyer loans
Request a HUD-approved certificate that can help you access thousands of $$$ in down payment assistance

We do what we do to see you succeed.
We’re here to provide you with support before, during and after your home purchase. Our staff is dedicated to your success.

Brighter Futures Start at Home
Already own a home?
We’re still here for you!

From Hope to Home: Client Stories
At VCCDC we are passionate about empowering families through financial education and homeownership.
Learn how these families went from hope to home with the help of VCCDC!
Client Success Story: Hunt Family
Client Success Story: Ortiz Family
Client Success Story: Dave
Client Success Story: Hernandez Family
Client Success Story: Heather & John
Client Success Story: Galindo Family
Client Success Story: Nick
Have questions? Meet Romel.
Whether you're just starting your homeownership journey or need help navigating your options, Romel can help you connect to the right person on our team. No bots. No scripts. Just real support when you need it most.
If you require special accommodations for mobility impairment, visual or hearing impairments or other disabilities please contact us at (805) 273-7800. If you have a hearing or speech impairment you can communicate with us via the CA Relay Service: 1-866-934-4288. VCCDC will provide reasonable accommodation when requested, unless such accommodation would cause an undue hardship.